1. It requires intelligence to secure one’s share of the desirable things of life; it is wholly erroneous to suppose that faithfulness in doing one’s daily work will insure the rewards of wealth.
2. Wealth is not a natural gift; it is the result of labor, knowledge, and organization.
3. Success requires not only devotion to one’s work but also that one should function as a part of some one of the channels of material wealth.
4. Barring the occasional and accidental acquirement of wealth, the material rewards of temporal life are found to flow in certain well-organized channels, and only those who have access to these channels may expect to be well rewarded for their temporal efforts.
5. Poverty must ever be the lot of all men who seek their wealth in isolated channels; wise planning, therefore, becomes the one thing essential to worldly prosperity.
6. “If riches increase, set not your heart upon them;” fail not to recognize the danger of wealth becoming, not your servant, but your master.
7. Always “administer material wealth as a wise and effective trustee of the resources of one generation for the benefit and ennoblement of the next and succeeding generations.”
8. At least three questions must be answered by all who acquire great wealth:
1.) how much wealth did you accumulate;
2.) how did you get this wealth; and
3.) how did you use your wealth?
9. Remember: “The little a righteous man has is better than the riches of many wicked;” for “what should it profit you if you gain the whole world and lose your own soul?”